Brief Case
Pension Resource

Present Value Factor Calculators

Calculate various present value factors for pension and actuarial calculations

Discount Factor Calculator

Calculate discount factors using PPA Segment Rates, Single Rate, or Yield Curve methods. The discount factor is used to calculate a unit discount factor for a single future payment. For generally discounting a contribution or APR.

Select the discounting method
%
%
%
PPA segment rates based on years until retirement age
Calculate based on age input or date input
Comma-separated ages (0-120, up to 3 decimals)
Please provide valid age(s).
Target retirement age (up to 3 decimals)
Please provide a valid retirement age.
Years to Retire:
7.000 years
Request format
Discount Factor:
-

PV Annuity Factor Calculator

Calculate life annuity present value factors using mortality tables. Supports single life, joint and survivor, and certain period annuities with various payment frequencies and COLA options.

Select the interest rate method
%
%
%
PPA segment rates based on years until retirement age
Form of payment frequency (Normal Form assumed to be monthly)
%
Enter percentage for Joint & Survivor (leave blank for single life)
yrs
Enter years for certain period (leave blank for none)
%
Annual cost-of-living adjustment (leave blank for none)
Enter values to apply annuity attributes (can be combined, e.g., 50% joint and survivor with 10 year certain and 3% COLA)
Note: Normal Form of Payment assumed to be monthly
Calculate based on age input or date input
Current age (whole number)
Retirement age (whole number)
Years to Retire:
10 years
Survivor age at retirement
Mortality table for pre-retirement period (optional)
Mortality table for annuity payments (required)
Mortality table for survivor (optional)
Annuity Factor:
-

Distribution PVF Calculator Pending

Calculate present value factors using direct payment-by-payment approach with linear mortality interpolation. Uses date-based inputs (birthdate, calculation date, retirement date) instead of ages.

Participant birthdate
Date for present value calculation
Date payments begin
%
Interest rate for AEQ discounting
%
%
%
417(e)(3) segment rates for discounting
Precision for discount factor calculations
years
Number of guaranteed payments (years calculated automatically)
%
Annual cost-of-living adjustment
Payment amount (defaults to 1)

Supporting Calculation Detail

Click "Calculate" to see results here

No errors


          

        

      

    

  


  
  

  
  

    

      
      

      

        

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          This calculator is a tool for informational and educational purposes only. It is not a substitute for professional actuarial, legal, financial, or tax advice. Users should consult with qualified professionals before making any decisions that may have legal, financial, or tax implications.
        

        
        
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