ERISACourt RulingsAug 17, 2026
…s Court of Appeals
For the Eleventh Circuit
____________________
No. 25 -10692
____________________
ANN JOHNSON,
as the representative of a class of similarly
situated persons, and on behalf of Royal
Caribbean Cruises Ltd Retirement Savings Plan,
Plainti - Appellant,
versus
RUSSELL INVESTMENT MANAGEMENT, LLC,
RUSSELL I…
81 FR 21147 — Amendment to and Partial Revocation of Prohibited Transaction Exemption (PTE) 84-24 for Certain Transactions Involving Insurance Agents and Brokers, Pension Co… ERISAFinal Rules (FR)Apr 8, 2016related by meaning
…minimum value from the insurance company, it can take several years for an investment in an indexed annuity to `break even.’ ”
Back to Citation
33. One commenter suggested the Department create a streamlined exemption for a class of fixed annuity that pays a contractually guaranteed rate of interest, has a surrender c…
89 FR 32122 — Retirement Security Rule: Definition of an Investment Advice Fiduciary ERISAFinal Rules (FR)Apr 25, 2024related by meaning
…nancial Instruments,
599-601 (2002).
Back to Citation
400.
SEC,
Updated Investor Bulletin: Indexed Annuities,
(July 2020), https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins/updated-13.
See also FINRA Rule 2330.
Back to Citation
401.
SEC,
Annuities,…
85 FR 59132 — Pension Benefit Statements-Lifetime Income Illustrations ERISAFinal Rules (FR)Sep 18, 2020related by meaning
ation
17.
See Arizona Governing Comm. for Tax Deferred Annuity and Deferred Compensation Plans
v.
Norris,
463 U.S. 1073 (1983).
Back to Citation
18. One commenter on the ANPRM explained that the 10-year CMT rate is a reasonable approximation for a rate that insurers would offer to consumers, which reflects an estima…
81 FR 43430 — Department of Labor Federal Civil Penalties Inflation Adjustment Act Catch-Up Adjustments ERISAFinal Rules (FR)Jul 1, 2016
…ts Act
Failure to secure payment of benefits for mines with 25-50 employees
20 CFR 726.302(c)(2)(i)
2001 65 FR 79920
200
200
268
OWCP
Black Lung Benefits Act
Failure to secure payment of benefits for mines with 51-100 employees
20 CFR 726.302(c)(2)(i)
2001
65 FR 79920
300
300
402
OWCP
Black Lung Benefits Act
Failure to…
ERISAFinal Rules (FR)Apr 8, 2016related by meaning
…2006), as amended elsewhere in this issue of the
Federal Register
.
Back to Citation
26.
“Variable Annuities: Beyond the Hard Sell,” available at http://www.finra.org/sites/default/files/InvestorDocument/p125846.pdf.
FINRA also has special suitability rules for certain investment products, including variable annu…
90 FR 28007 — Selection of Annuity Providers-Safe Harbor for Individual Account Plans ERISAFinal Rules (FR)Jul 1, 2025★ strong match
…t to the U.S. Constitution.
I. Review Under the Treasury and General Government Appropriations Act, 2001
Section 515 of the Treasury and General Government Appropriations Act, 2001 (44 U.S.C. 3516, note) provides for Federal agencies to review most disseminations of information to the public under information quality g…
88 FR 87968 — Definition of “Employer”-Association Health Plans ERISAProposed Rules (FR)Proposed Dec 20, 2023
… at
www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/advisory-opinions/1994-07a,
and 2001-04A (Mar. 22, 2001), available at
www.dol.gov/agencies/ebsa/employers-andadvisers/guidance/advisory-opinions/2001-04a.
Back to Citation
77.
89 FR 34106 — Definition of “Employer”-Association Health Plans ERISAFinal Rules (FR)Apr 30, 2024
… “individual health insurance coverage” and, therefore, coverage consisting of only working owners cannot be considered group health insurance coverage.
90 FR 4192 — Voluntary Fiduciary Correction Program ERISAFinal Rules (FR)Jan 15, 2025
…pay date. Company A should have remitted participant contributions for the pay date ending March 2, 2001 to the plan by March 16, 2001, the Loss Date, but actually remitted them on April 13, 2001, the Recovery Date. In early 2004, a Plan Official discovers that participant contributions for this pay period were not rem…
ERISAProposed Rules (FR)Proposed Nov 21, 2022
…pay date. Company A should have remitted participant contributions for the pay date ending March 2, 2001 to the plan by March 16, 2001, the Loss Date, but actually remitted them on April 13, 2001, the Recovery Date. In early 2004, a Plan Official discovers that participant contributions for this pay period were not rem…
90 FR 28004 — Removal of Interpretive Bulletins Relating to the Employee Retirement Income Security Act of 1974 ERISAFinal Rules (FR)Jul 1, 2025★ strong match
977) (“The attention of interested parties is directed to the fact that regulation 2550.408c-2 replaces Interpretive Bulletin 75-6”).
Back to Citation 7.
41 FR 3289 (Jan. 22, 1976).
Back to Citation
8.
43 FR 47713 (Oct. 17, 1978). Congress subsequently ratified Reorganization Plan No. 4 in 1984. See Sec. 1, Public La…
83 FR 28912 — Definition of “Employer” Under Section 3(5) of ERISA-Association Health Plans ERISAFinal Rules (FR)Jun 21, 2018
…A at
www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/advisory-opinions/2003-17a;
AO 2001-04A at
www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/advisory-opinions/2001-04a;
AO 96-25A at
www.dol.gov/agencies/ebsa/employers-and-advisers/guidance/advisory-opinions/1996-25a.
Back to Cit…
81 FR 21208 — Amendments to Class Exemptions 75-1, 77-4, 80-83 and 83-1 ERISAFinal Rules (FR)Apr 8, 2016related by meaning
… affiliate or other party. Also for the purposes of this section, the term IRA means any account or annuity described in Code section 4975(e)(1)(B) through (F), including, for example, an individual retirement account described in section 408(a) of the Code and a health savings account described in section 223(d) of th…
82 FR 7336 — Proposed Best Interest Contract Exemption for Insurance Intermediaries ERISAProposed Rules (FR)Proposed Jan 19, 2017related by meaning
…n, the association of state securities regulators, issued the following statement on equity indexed annuities: Equity indexed annuities are extremely complex investment products that have often been used as instruments of fraud and abuse. For years, they have taken an especially heavy toll on our nation's most vulnerab…
ERISADOL Technical ReleasesDec 2, 2011
…ance issuers in the group or individual market, including grandfathered health plans, to provide an annual rebate to enrollees, if the issuer's MLR fails to meet minimum requirements.
See, e.g., Advisory Opinions 2001-02A (Feb. 15, 2001); 99-08A (May 20, 1999); 94-31A (Sept. 9, 1994); and 92-02A (Jan. 17, 1992).
See id…
89 FR 32302 — Amendment to Prohibited Transaction Exemption 84-24 ERISAFinal Rules (FR)Apr 25, 2024related by meaning
…ed (or Not) in Ten Years, (June, 2022),
https://retirementincomejournal.com/article/fixed-indexed-annuities-a-retrospective/.
Back to Citation
65. McKinsey & Company, Redefining the future of life insurance and annuities distribution, (January, 2024),
https://www.mckinsey.com/industries/financial-services/our-in…
ERISACourt RulingsMar 23, 2001
… Status
DOL Home > OALJ > ERISA > PWBA v. Schneiderman's Furniture,
Inc., 2000-RIS-40 (ALJ Mar. 23, 2001)
USDOL/OALJ Reporter
PWBA v. Schneiderman's Furniture,
Inc., 2000-RIS-40 (ALJ Mar. 23, 2001)
U.S. Department of Labor
Office of Administrative Law Judges
800 K Street, NW, Suite 400-N
Washington, DC 20001-8002
Date:…
88 FR 75890 — Retirement Security Rule: Definition of an Investment Advice Fiduciary ERISAProposed Rules (FR)Proposed Nov 3, 2023related by meaning
…mber 2019).
Back to Citation
274.
Ibid. Back to Citation
275.
Ibid.
Back to Citation
276.
SEC,
Annuities,
(2021),
https://www.investor.gov/introduction-investing/investing-basics/glossary/annuities.
Back to Citation
277.
Frank Fabozzi,
The Handbook of Financial Instruments,
596-599 (2002).
Back to Citation
27…
90 FR 38908 — Selection of Annuity Providers-Safe Harbor for Individual Account Plans; Withdrawal ERISAFinal Rules (FR)Aug 12, 2025related by meaning
Document Headings
Document headings vary by document type but may contain
the following:
the agency or agencies that issued and signed a document
the number of the CFR title and the number of each part
the document amends, proposes to amend, or is directly
related to
the agency docket number / agency internal file numb…