91 FR 4348 — Improving Transparency Into Pharmacy Benefit Manager Fee Disclosure ERISAProposed Rules (FR)Proposed Jan 30, 2026
p health plans negotiating contracts annually × $181.06 hourly wage of legal professional × 1 hour = $69,441,580.
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261.
Remy Samuels, PLANSPONSOR Roadmap: A PBM Process,
(April 21, 2025)
https://www.plansponsor.com/plansponsor-roadmap-a-pbm-process/.
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262.
See discussion of the exclu…
91 FR 46602 — Electronic Disclosure by Group Health Plans Under ERISA ERISAProposed Rules (FR)Proposed Jul 23, 2026
…ormation on SECURE 2.0 Section 319, Effectiveness of Reporting and Disclosure Requirements
(May 22, 2024),
https://www.regulations.gov/comment/EBSA-2024-0001-0024.
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69.
SPARK Institute,
Request for Information on SECURE 2.0 Section 319, Effectiveness of Reporting and Disclosure Requirements
(May 21, …
81 FR 21147 — Amendment to and Partial Revocation of Prohibited Transaction Exemption (PTE) 84-24 for Certain Transactions Involving Insurance Agents and Brokers, Pension Co… ERISAFinal Rules (FR)Apr 8, 2016related by meaning
…minimum value from the insurance company, it can take several years for an investment in an indexed annuity to `break even.’ ”
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33. One commenter suggested the Department create a streamlined exemption for a class of fixed annuity that pays a contractually guaranteed rate of interest, has a surrender c…
85 FR 59132 — Pension Benefit Statements-Lifetime Income Illustrations ERISAFinal Rules (FR)Sep 18, 2020related by meaning
ation
17.
See Arizona Governing Comm. for Tax Deferred Annuity and Deferred Compensation Plans
v.
Norris,
463 U.S. 1073 (1983).
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18. One commenter on the ANPRM explained that the 10-year CMT rate is a reasonable approximation for a rate that insurers would offer to consumers, which reflects an estima…
91 FR 16088 — Fiduciary Duties in Selecting Designated Investment Alternatives ERISAProposed Rules (FR)Proposed Mar 31, 2026
…nt resources have been expended in defense.
See, e.g., Mattson
v.
Milliman, Inc.,
No. C22-0037 TSZ, 2024 WL 3024875 (W.D. Wash. June 17, 2024) (disposing of a frivolous case, but only after a bench trial);
Falberg
v.
Goldman Sachs Grp., Inc.,
No. 19 Civ. 9910 (ER), 2022 WL 4280634 (S.D.N.Y. Sept. 14, 2022),
aff'd,
No. …
82 FR 47409 — Claims Procedure for Plans Providing Disability Benefits; Extension of Applicability Date ERISAProposed Rules (FR)Proposed Oct 12, 2017related by meaning
ions or questions; instead, it is intended to provide insight into issues the Department intends to consider and as to which comments will be helpful. The Department also seeks comments on any matter germane to this examination, including the merits of rescinding, modifying, or retaining the Final Rule. Upon completion…
90 FR 28007 — Selection of Annuity Providers-Safe Harbor for Individual Account Plans ERISAFinal Rules (FR)Jul 1, 2025related by meaning
…655, U.S. Department of Labor, 200 Constitution Avenue NW, Washington, DC 20210, Attn: Selection of Annuity Providers—Safe Harbor for Individual Account Plans Direct Final Rule RIN 1210-AC33.
Instructions:
91 FR 13503 — Retirement Security Rule: Definition of an Investment Advice Fiduciary: Notice of Court Vacatur ERISAFinal Rules (FR)Mar 20, 2026
…tment advice to a plan or its participants or beneficiaries for a fee or other compensation.[1] The 2024 Fiduciary Rule also applied to the definition of a “fiduciary” of a plan (including an individual retirement account (IRA)) under section 4975(e)(3)(B) of the Internal Revenue Code of 1986 (Code). The 2024 Fiduciary…
82 FR 56545 — 18-Month Extension of Transition Period and Delay of Applicability Dates; Best Interest Contract Exemption (PTE 2016-01); Class Exemption for Principal Transac… ERISAFinal Rules (FR)Nov 29, 2017related by meaning
…d “July 1, 2019” inserted in its place.
Signed at Washington, DC, this 24th day of November 2017.
Jeanne Klinefelter Wilson,
Acting Assistant Secretary, Employee Benefits Security Administration, Department of Labor.
Footnotes
1.
82 FR 41365 — Extension of Transition Period and Delay of Applicability Dates; Best Interest Contract Exemption (PTE 2016-01); Class Exemption for Principal Transactions in … ERISAProposed Rules (FR)Proposed Aug 31, 2017related by meaning
stponed until January 1, 2018, by which time the Department intended to complete the examination and analysis directed by the Presidential Memorandum. Request for Information
On July 6, 2017, the Department published in the
Federal Register
a Request for Information (RFI). 82 FR 31278. The purpose of the RFI was to aug…
89 FR 23090 — Amendment to Prohibited Transaction Class Exemption 84-14 for Transactions Determined by Independent Qualified Professional Asset Managers (the QPAM Exemption) ERISAFinal Rules (FR)Apr 3, 2024★ strong match
…eriod for the Proposed Amendment.
In the September 7, 2022,
Federal Register notice, the Department announced that it would hold a virtual public hearing on its own motion on November 17, 2022 (and if necessary, on November 18, 2022), to provide an opportunity for all interested parties to testify on material informati…
89 FR 32302 — Amendment to Prohibited Transaction Exemption 84-24 ERISAFinal Rules (FR)Apr 25, 2024★ strong match
…ed (or Not) in Ten Years, (June, 2022),
https://retirementincomejournal.com/article/fixed-indexed-annuities-a-retrospective/.
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65. McKinsey & Company, Redefining the future of life insurance and annuities distribution, (January, 2024),
https://www.mckinsey.com/industries/financial-services/our-in…
88 FR 76004 — Proposed Amendment to Prohibited Transaction Exemption 84-24 ERISAProposed Rules (FR)Proposed Nov 3, 2023related by meaning
in Annuity Transactions,[70]
and the 2020 revisions to Model Regulation 275, which expanded the suitability standard to a best interest standard.[71] Most states have adopted some form of the Model Regulation 275.[72]
As such, the Department expects that reviewing recommendations before an annuity is issued is common …
89 FR 32260 — Amendment to Prohibited Transaction Exemption 2020-02 ERISAFinal Rules (FR)Apr 25, 2024related by meaning
… a new Section VI, which provides a phase-in period for the one-year period beginning September 23, 2024. Thus, Financial Institutions and Investment Professionals may receive reasonable compensation under Section I of the amended exemption during this phase-in period if they comply with the Impartial Conduct Standards…
FAB 2026-03 — Guiding Principles for EBSA's Enforcement of the Mental Health Parity and Addiction Equity Act's Nonquantitative Treatment Limitation Requirements ERISADOL Field Assistance BulletinsJan 15, 2026
…d
practical framework
for
compl
iance
with
MHPAEA’s NQTL requirements
.
B
ACKGROUND On September 9, 2024, the Departments of Labor, Health and Human Services (HHS), and the
Treasury (the Departments) issued
the 2024 Final Rule
.
The 2024 Final Rule amended
previous
1
US Department of Labor’s Employee Benefits Security …
89 FR 32122 — Retirement Security Rule: Definition of an Investment Advice Fiduciary ERISAFinal Rules (FR)Apr 25, 2024
…nt Investors' trust in advisers.
Costs:
Estimate
Year dollar
Discount rate
(percent)
Period covered
Annualized Monetized ($million/Year)
$359.9
356.0
2024
2024
7
3
2024-2033
2024-2033
Quantified Costs:
The Department expects that entities will not incur additional costs from the amendments to PTE 77-4, PTE 80-83, and P…
ERISACourt RulingsAug 17, 2026
…s Court of Appeals
For the Eleventh Circuit
____________________
No. 25 -10692
____________________
ANN JOHNSON,
as the representative of a class of similarly
situated persons, and on behalf of Royal
Caribbean Cruises Ltd Retirement Savings Plan,
Plainti - Appellant,
versus
RUSSELL INVESTMENT MANAGEMENT, LLC,
RUSSELL I…
82 FR 57664 — 18-Month Extension of Transition Period and Delay of Applicability Dates; Best Interest Contract Exemption (PTE 2016-01); Class Exemption for Principal Transac… ERISAFinal Rules (FR)Dec 7, 2017related by meaning
…ee 82 FR 16902, 16915 (April 7, 2017).”
Signed at Washington, DC, this 5th day of December, 2017.
Jeanne Klinefelter Wilson,
Acting Assistant Secretary, Employee Benefits Security Administration, Department of Labor.
[FR Doc. 2017-26478 Filed 12-5-17; 4:15 pm]
BILLING CODE 4510-29-P
90 FR 38908 — Selection of Annuity Providers-Safe Harbor for Individual Account Plans; Withdrawal ERISAFinal Rules (FR)Aug 12, 2025related by meaning
may access the telephone number above by TTY by calling the toll-free Federal Information Relay Service at (800) 877- 8339.
SUPPLEMENTARY INFORMATION: In the DFR, the Department stated that if significant adverse comments (as defined in the DFR) were received by July 31, 2025, the Department would publish a timely noti…
89 FR 4662 — Procedures Governing the Filing and Processing of Prohibited Transaction Exemption Applications ERISAFinal Rules (FR)Jan 24, 2024related by meaning
t period that began on the hearing date would close on October 28, 2022.[7]
Eight organizations submitted comments during the reopened comment period. After careful consideration of the comments and testimony, the Department is finalizing the Proposed Rule (the Final Amendment). The Final Amendment makes a number of ch…